Tips to Help save Car Insurance

Having car insurance is important. Some of ways and tips by which one can save on car insurance are:

(1)Drive less & earn a discount: There are various schemes wherein if you drive less than 7500 miles per year, you can qualify for low-mileage discounts on auto insurance.

(2)Never use your car for business purposes: Some insurance companies do add a use business surcharge so that your annual mileage increases. But if you use your car for business make sure you inform it to agent so that daily business travel is covered.

(3)Increase your deductible: One can reduce the annual auto insurance amounts by as much as 10-15%, if deductibles are increased. But one must be remember that a larger deductible will be required to pay if an accident has been met.

(4)Keep an eye on credit report: The credit report which is one of the major factor that auto insurance companies evaluate when setting rates. Paying the bills on time will ensure to keep your auto insurance amounts lower.

(5)Drive Safely: If one has never met an accident or not broken any car violations then that person is eligible for a price break on car insurance.

(6)Buy a low-profile car: Cars are rated on risk scale basic for auto insurance. Various sports car and high performance vehicles are treated as higher risks bearing and will lead to more insurance payment as they are more risk prone to thefts. Buying low profile car will make insurance payment low.

(7)Install safety or anti theft devices: Auto Insurance companies do have a variety of discounts for anti-lock brakes, automatic seat belts and airbags. Also devices like car alarms and tracking systems may get one insurance discounts.

(8)Shop : One might feel that their current car insurance company is not best one you may take in the future. So one should research for around 30 to 45 days for options before current policy is renewed, ensuring you get the best insurance.