Tips For Car Insurance Claim

Not all of us are lucky when it comes to have accidents on the road. It is not possible that we will escape from making any insurance claims. To fill up an auto insurance claim doesn’t have to quite daunting and here are listed some tips which can get your claims process to begin as quick and easily. So how you can do it? Act Fast!

As soon as there is an accident, call up your car insurance company or agent. If you act quick, the process will start quicker and the claims process gets going and sooner your car can get repaired. If an accident is not reported within a reasonable period, your auto insurance company can deny payment of the claim.

Again remember as many details as possible. It will be helpful for you and for your insurer if they have all the details like:

• Names and addresses of all the drivers as well as passengers who are involved in the accident

• License plate numbers

• Insurance information

• Model of each car

• Driver's license numbers

• Names and addresses of the witnesses

• Even the names and badge numbers of the police officers or other emergency personnel

If possible, try to keep an accident preparedness kit in the car which may include disposable camera, cell phone, pen and paper and warning triangles or emergency flares. These things might come in handy.

Never lie in your claim as that might make the matter worse. Tell everything what is true to your insurer and they will do their best to resurrect the whole situation. In case your car insurance rates increases then it is the best time to look for another car insurance company.