Tips for Car Insurance Advice

Automobile accidents are the major cause of death for people aged between 15-20 years of age. The people aged in this group have highest crash rate with the crash involvement 4 times higher than older drivers.

The various tips for new auto insurance drivers are:

(1)Auto Insurance for the new drivers can be reduced by taking driver’s education course which targets new drivers with insurance discounts for successfully completing the driver’s education course.

(2)Car insurance rates are higher on sportier car. So if you are a new driver who is concerned with auto insurance premiums, one needs to choose a four door sedan which is a couple of years older.

(3) If a driver gets a ticket which can be erased from record by attending traffic schools, one need to increase it by auto insurance rates which is more than a ticket.

(4)Teen drivers can qualify for good student discounts through various insurance companies. One needs to check it with insurance agent to see if a new driver in the house qualifies for the discount.

(5)One needs to choose a car which has airbags and anti-theft systems. The safety features offer discounts, and auto insurance discounts would be much needed to lower the cost of driver insurance.

(6)Around 27% of teen driving deaths have occurred between 9 p.m to 2 a.m. The drivers need to drive at night only which would make this absolutely necessary. This tip for auto insurance saves time & money as it reduces the risk of getting into accident.

(7) One needs to turn off the cell phones while driving. The new drivers need to pay attention to driving which would lead to telling of how accidents occur. Once a new driver causes an accident, the insurance premiums for the same could become affordable.

(8)The new drivers should allow one person to ride with them, which would make lower up the premiums by making driver concentrate on driving. Once driver has a couple of years of experience, it would allow people to ride them in a car which wont be risky.

(9) One should never speed up. No matter how late you are getting speeding ticket would wreak havoc making driver achieve car insurance rates. Along with this one should speed the factor of playing in 1/3 of fatal cars accident.

(10) One should not drink & drive. The new drivers who get a DUI or DMV are most likely to lose their insurance. Those that don’t loose their car insurance would have to pay up new driver which are under one roof. Also drinking & driving would lead to loss of innocent lives. The drivers need to take the responsibility of seriously not drinking & driving.